Anthem Blue Cross Dental Implants — Bay Area
Dr Na Dental accepts Anthem Blue Cross Blue Preferred PPO dental plans and serves CalPERS Dental members across the Bay Area Peninsula for implants, bone grafts, and full-arch restorations.
Why Anthem Blue Cross Dental Patients Choose Dr. Na Dental
Harvard Trained
Implantology certificate from Harvard School of Dental Medicine
In-Network
Credentialed Anthem Blue Cross provider — no balance-billing surprises
Free Predetermination
We file benefit estimates with your insurer before treatment starts
Flexible Phasing
We time treatment phases to maximize two annual benefit periods
Anthem Blue Cross Dental Implant Coverage Breakdown
Estimates based on typical Anthem Blue Cross Dental plan terms. Your actual coverage depends on your specific plan, remaining annual maximum, and deductible. Book a free consultation for a personalized estimate.
| Procedure | Total Cost | Insurance Pays | Patient Pays |
|---|---|---|---|
| Single-tooth implant (post + abutment + crown) | $3,500 – $6,500 | $1,000 – $2,000 | $1,500 – $5,500 |
| Bone graft (per site) | $600 – $1,500 | $300 – $750 | $300 – $1,200 |
| Sinus lift | $2,000 – $4,000 | $500 – $1,000 | $1,000 – $3,500 |
| Multiple implants (3–4 teeth) | $10,500 – $19,500 | Up to annual max ($1,500–$2,000) | $8,500 – $18,000 |
| All-on-4 full arch | $20,000 – $35,000 per arch | Up to annual max | $18,000 – $33,500 |
* All figures are estimates. Numbers reflect approximate Anthem Blue Cross in-network allowed amounts. Individual plans vary. Contact us for a complimentary benefit verification.
How to Verify Your Anthem Blue Cross Dental Benefits
Log in to anthem.com or call the number on your Anthem Blue Cross dental ID card. For CalPERS Dental, log in to your myCalPERS account. Request a cost estimate or predetermination for CDT D6010, D6057/D6058, and D7953. Ask specifically about your annual maximum and whether you are enrolled in the Basic or Enhanced CalPERS Dental option. Our front desk team will file a complimentary eligibility verification before your appointment — call (628) 286-9012 or book below.
What Anthem Blue Cross Dental Typically Does NOT Cover
Honest transparency about exclusions helps you plan your budget and avoid surprises.
- Implants for teeth missing before plan effective date (missing-tooth clause on individual plans)
- Purely aesthetic upgrades beyond functional restoration
- Orthodontic treatment as part of implant prep (separate ortho benefit required)
- Services performed during a waiting period
- Fees above Anthem's Maximum Allowable Fee (MAF)
These exclusions apply to most standard Anthem Blue Cross plans. Your employer group plan may differ. Our treatment coordinator will verify your specific exclusions before treatment.
Anthem Blue Cross Dental Implant Coverage — FAQs
We Also Accept Other Major Insurance Plans
Ready to Use Your Anthem Blue Cross Benefits?
Dr. Na Zhao (Harvard-trained, UCSF DDS, PhD) provides AI-assisted precision implant surgery at our San Mateo office — 5 minutes from Foster City, 12 minutes from Palo Alto. Book your free consultation and we will verify your Anthem Blue Cross benefits before you arrive.