Insurance Coverage Guide

Delta Dental Dental Implants — Bay Area Premier Provider

Dr Na Dental is an in-network Delta Dental Premier provider in San Mateo. We help you maximize your PPO benefits for single-tooth, multiple-tooth, and full-arch implants.

In-Network Provider~50% reimbursementUp to $2,000 annual maxPPOPremierDHMO

Why Delta Dental Patients Choose Dr. Na Dental

Harvard Trained

Implantology certificate from Harvard School of Dental Medicine

In-Network

Credentialed Delta Dental provider — no balance-billing surprises

Free Predetermination

We file benefit estimates with your insurer before treatment starts

Flexible Phasing

We time treatment phases to maximize two annual benefit periods

Delta Dental Implant Coverage Breakdown

Estimates based on typical Delta Dental plan terms. Your actual coverage depends on your specific plan, remaining annual maximum, and deductible. Book a free consultation for a personalized estimate.

ProcedureTotal CostInsurance PaysPatient Pays
Single-tooth implant (post + abutment + crown)$3,500 – $6,500$1,000 – $1,500$2,000 – $5,500
Bone graft (per site)$600 – $1,500$300 – $750$300 – $1,200
Sinus lift$2,000 – $4,000$500 – $1,000$1,000 – $3,500
Multiple implants (3–4 teeth)$10,500 – $19,500Up to annual max ($1,500–$2,000)$8,500 – $18,000
All-on-4 full arch$20,000 – $35,000 per archUp to annual max$18,000 – $33,500

* All figures are estimates. Numbers reflect approximate Delta Dental in-network allowed amounts. Individual plans vary. Contact us for a complimentary benefit verification.

How to Verify Your Delta Dental Benefits

To confirm your exact Delta Dental coverage before treatment, call the member services number on the back of your Delta Dental ID card or log in at deltadentalins.com. Ask specifically for your plan's implant (CDT D6010, D6057, D6058) and bone-graft (D7953) coverage percentages, your remaining annual maximum, and whether a waiting period applies. Our front desk team is also glad to run an eligibility check on your behalf — call us at (628) 286-9012 or book a free consultation below.

What Delta Dental Typically Does NOT Cover

Honest transparency about exclusions helps you plan your budget and avoid surprises.

  • Cosmetic upgrades beyond functional restoration (e.g., ceramic shade matching above standard)
  • Implants for pre-existing tooth loss prior to plan enrollment (12-month look-back on some plans)
  • Experimental materials not yet ADA code-approved
  • Implants placed before waiting period ends
  • Third-party lab fees billed separately above UCR

These exclusions apply to most standard Delta Dental plans. Your employer group plan may differ. Our treatment coordinator will verify your specific exclusions before treatment.

Delta Dental Implant Coverage — FAQs

We Also Accept Other Major Insurance Plans

Ready to Use Your Delta Dental Benefits?

Dr. Na Zhao (Harvard-trained, UCSF DDS, PhD) provides AI-assisted precision implant surgery at our San Mateo office — 5 minutes from Foster City, 12 minutes from Palo Alto. Book your free consultation and we will verify your Delta Dental benefits before you arrive.